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Is diminished cost recognized in all states or just in Georgia and California as I keep been told?

Diminished value, in my opinion, is a very legit auto safeguard claim. I am one of a majority of persons reflected on surveys who wouldn’t purchase a car that had been wrecked unless I received a giant discount to compensate for the added risk and aggravation I would liable encounter. Some folks, I’ve found, don’t share my view. A few days ago my brother-in-law who is a retired insurance adjuster (someone who should know what he is talking abaway when it comes to auto insurance claims) says claims for diminished value are wrong and shouldn’t be brought against insurance companies. He says the premiums we pay for our insurance policies don’t take these losses into account. Please tell me he is wrong, and tell me which states accept diminished value claims so I can straighten out my insurance-biased brother-in-law.

Jo Ann
Charleston, WV

Is it pleasant for an auto indemnity business to meet a body shop directly instead of paying the person whose machine was damaged?

I’ve had three car wrecks in the past five years. purely the most recent one was my fault. In each case where I had the damage to the car repaired, the insurance company gave the enquire into directly to the shop instead of paying me. This happened both when my insurance company paid and when I got hit over someone else and their insurance company paid. In the end I never indeed knew the cost of the repairs, and I aye felt like I was victim of an underhanded, backroom deal between the body shop and the insurance company. Is it acceptable for an auto insurance company to pay a body shop directly instead of paying the person whose car was damaged?

Ted
Cincinnati, OH